Borrowers Shift Toward ARMs as Fixed Rates Climb
Mortgage applications pulled back last week as rising rates weighed on homebuyer demand, while refinance activity remained largely flat. The Mortgage Bankers Association (MBA) reported a 2.3% decrease in total application volume on a seasonally adjusted basis for the week ending May 15. The decline
Builder Sentiment Improves Slightly as Mortgage Rates Continue to Weigh on Demand
Builder confidence improved modestly in May, though sentiment remained subdued as elevated mortgage rates, affordability pressures, and broader economic uncertainty continued to weigh on the housing market. The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) incre
Remote Work & Work-Life Balance: A New Era for Busy Parents
When the world shifted to remote work, many parents found themselves stepping into a new kind of juggling act—one where the office, the classroom, and the living room all blended together. For busy working parents, this change has brought a mix of challenges and unexpected silver linings. Imagine st
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